Available 24/7 (214) 333-3333
Available 24/7 (214) 333-3333
Available 24/7 (214) 333-3333
Available 24/7 (214) 333-3333
Available 24/7 (214) 333-3333
Available 24/7 (214) 333-3333
An Uber accident can change your life in an instant. One moment you are heading home, traveling to Denver International Airport, or riding across Denver for a night out. Next, you are dealing with painful injuries, medical bills, missed work, and uncertainty about what comes next.
Rideshare accident cases are often more complicated than ordinary car accident claims. Multiple insurance companies may be involved, and each one may try to shift responsibility to someone else. Uber drivers operate under different insurance rules depending on whether they were waiting for a ride request, driving to pick up a passenger, or actively transporting a rider. Determining which coverage applies can have a major impact on your case.
At Frenkel & Frenkel, our Denver Uber accident lawyers have experience helping injured Coloradans stand up to insurance companies. We investigate the crash, identify all available insurance coverage, and fight for the full compensation our clients deserve. We are known for preparing cases for trial and pushing back when insurers refuse to make fair offers.
If you or a loved one was injured in an Uber accident in Denver, contact us for a free consultation. We handle rideshare accident cases on a contingency fee basis, which means you pay nothing unless we recover compensation for you.
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KEY TAKEAWAYS
Quick Answer
What Should I Do After an Uber Accident?
If you were in an Uber crash in Denver, your health comes first. Call 911 and get medical care right away. Once you are safe, take screenshots of the Uber app. Save your trip receipt, driver info, and ride map. These records are your best early proof of the coverage period that applies to your claim.
Do not give a recorded statement to any insurer before you talk to a lawyer. Call Frenkel & Frenkel at (720) 807-3985 for a free consult. Our team can request key digital records from Uber and protect your right to compensation before deadlines pass.
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Understanding Uber’s Three Coverage Periods
Colorado’s Transportation Network Company Act, C.R.S. § 40-10.1-604, sets the insurance rules for companies like Uber.
PERIOD OFFLINE: When the Uber app is fully off, the driver is on personal time. Only the driver’s own auto insurance applies. Most personal policies have a livery exclusion.
PERIOD 1 (App On, No Ride Accepted): In Colorado, this typically provides $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $30,000 for property damage. This coverage is contingent, typically applying after the driver’s personal policy denies coverage due to a livery exclusion.
PERIODS 2 AND 3 (Ride Accepted Through Trip End): Once a driver accepts a request and until the rider exits the car, Uber’s primary commercial policy covers up to $1,000,000 in third-party liability. Colorado’s House Bill 22-1089 also requires UM/UIM coverage of at least $200,000 per person and $400,000 per occurrence during these periods.
Proportionate / Comparative Fault
Colorado follows a modified comparative fault rule under C.R.S. § 13-21-111. You may be able to recover compensation as long as your share of fault is less than 50%. If you are found to be 50% or more at fault, you may be barred from recovering anything.
Uber accident claims are not like standard car accident cases. They involve layered insurance policies, disputed driver status, and a corporation with a dedicated legal team whose goal is to pay you as little as possible. Trying to navigate this process alone puts you at a serious disadvantage.
A skilled Denver Uber accident attorney levels the playing field. Here is what Frenkel & Frenkel does on your behalf from the moment you hire us:
If you have been injured in an Uber accident in Denver, do not wait. Contact Frenkel & Frenkel today for a free consultation. There are no upfront costs and no attorney fees unless we win your case.
First priority: get medical attention. Call emergency services and follow all medical advice. Once you’re safe and stable, preserve your records. Screenshot the Uber app, download your trip information, save driver details, and capture the route map. This documentation provides immediate proof of which coverage period applied.
Do not record statements with any insurance company until speaking with an attorney. Contact Frenkel & Frenkel at (720) 807-3985 for a confidential review of your case. We can demand and obtain digital records directly from Uber and ensure your rights are protected before critical deadlines expire.
Quick Answer
Can I recover more compensation if multiple parties caused my Uber accident?
Potentially yes. Each at fault party may carry their own insurance policy. Identifying multiple defendants — such as the Uber driver, Uber itself, and other negligent drivers — can open up multiple sources of recovery that a single-defendant case would not. This is one of the most important reasons to hire an attorney who investigates the full picture, not just the Uber driver.
Our attorneys have spent decades fighting for people injured in Uber accidents. We have the knowledge and resources to take on even the most complex cases. Contact us today for a free case review—no upfront costs.
Our founding attorneys used to defend insurance companies. Now, they use that inside knowledge to fight for injured people like you. We know the tactics companies use, and we know how to counter them.
We have recovered over $1 Billion in settlements and verdicts for our clients.* For 16 straight years, our attorneys have been named among the Best Lawyers in Denver.
Settlement - Catastrophic Injury Case
Verdict - Commercial Vehicle Collision
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TxDOT data shows that distracted driving is one of the top causes of crashes in Denver County. Rideshare drivers face constant in-app distractions. These include navigation updates, rider messages, and incoming ride requests.
The City of Denver Vision Zero plan has flagged high-crash spots within the city. Many of these are along busy corridors where Uber pickups and drop-offs are common. Data from Denver OpenData confirms these remain high-traffic areas today.
Uber crashes in Denver happen for many reasons. Common factors include:
Riders injured in an Uber car during an active trip
Uber riders hurt when another driver caused the crash.
Pedestrians or cyclists struck by an Uber driver in Denver.
People in other cars hit by an Uber driver during Periods 1, 2, or 3.
Injured parties whose claims were denied or lowballed due to a coverage period dispute
Victims of Uber crashes where the driver had no insurance or not enough coverage.
Families who lost a loved one in a fatal Uber crash and are pursuing a wrongful death claim.
Riders injured at the DFW Airport or Love Field due to rideshare pickup and drop-off zone hazards.
Victims of hit-and-run crashes where an Uber driver fled the scene.
Claims involving serious injuries such as brain injuries, spinal cord injuries, broken bones, and lasting scarring.
Frenkel and Frenkel handles Uber crash cases on a contingency fee basis. You pay nothing up front and owe no attorney fee unless we recover money for you. Your first consult is free. Call us at (214) 333-3333 to speak with a member of our team.
In most personal injury cases in Colorado, you generally have three years from the date of the crash to file a lawsuit under C.R.S. § 13-80-101(1)(n). Do not wait: evidence can be lost and deadlines are firm.
Based on the facts of your case, you may be able to recover economic damages. These include past and future medical bills, lost wages, loss of future earning power, and property damage. You may also be able to recover non-economic damages. These include pain and suffering, mental anguish, physical harm, and loss of consortium. In cases involving a death, surviving family members may be able to pursue a wrongful death claim.
Insurers often dispute app status to limit exposure. We can request Uber's internal trip records and utilize your app screenshots to challenge these coverage denials. Under C.R.S. § 40-10.1-604(7), Colorado law requires TNCs to cooperate with liability investigations and provide timestamps of driver app activity.
In most cases, suing Uber directly is difficult because Colorado law generally classifies drivers as independent contractors. However, our legal team assesses whether Uber's own conduct -- such as failing to meet background check requirements under C.R.S. § 40-10.1-602 -- creates grounds for a direct negligence claim.
First, call 911 and get medical care, even if you feel fine. Injuries from crashes can take hours or days to fully show up. If you can do so safely, take screenshots of the Uber app showing your trip, driver profile, and ride receipt. Take photos of the scene, the cars, any visible injuries, and the road conditions. Get the names and contact info of all drivers and any witnesses. Then call Frenkel and Frenkel at (720) 807-3985 before talking to any insurance adjuster.
If you were driving for Uber and another driver caused the wreck, you may have a claim against that driver's insurance. If the at-fault driver had no insurance or not enough coverage, Uber's UM/UIM coverage may apply during Periods 2 and 3. Your own personal injury protection (PIP) coverage may also provide some benefits. A lawyer can help you find all available sources of payment and protect your rights as an injured worker.
